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date: 13 August 2020

Abstract and Keywords

This article provides both a policy primer and an analytical guide to the evolving subnational role in US housing. It traces developments that began in the 1970s. The article begins with an overview of housing's role in the economy (what was seen as an unbroken success came apart with the mortgage crisis that began in 2007). It then moves along to trends in housing tenure and an analysis of why concern for the affordability problem is increasing due largely to the interplay between the functioning of the housing market and the nation's widening wealth and income inequality.

Keywords: housing policy, subnational role, US housing, mortgage crisis, housing tenure, affordability

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