Show Summary Details

Page of

PRINTED FROM OXFORD HANDBOOKS ONLINE ( © Oxford University Press, 2018. All Rights Reserved. Under the terms of the licence agreement, an individual user may print out a PDF of a single chapter of a title in Oxford Handbooks Online for personal use (for details see Privacy Policy and Legal Notice).

date: 18 September 2019

Abstract and Keywords

This chapter examines the regulation of risk in private health insurance. It begins with an overview of the nature of risk and how individuals and organizations react to it. It then considers the different risk management strategies used by individuals and organizations to deal with risk, including reinsurance and the insurance contract. It also discusses risk management from the consumer’s perspective versus the insurer’s perspective and proceeds by comparing health insurance with other kinds of insurance products such as casualty insurance. Finally, it explains how the business of insurance is categorized, how legal definitions of insurance operate, and why health insurance is different and what this means for health insurance regulation.

Keywords: health insurance regulation, risk, private health insurance, risk management, reinsurance, insurance contract, health insurance, casualty insurance

Access to the complete content on Oxford Handbooks Online requires a subscription or purchase. Public users are able to search the site and view the abstracts and keywords for each book and chapter without a subscription.

Please subscribe or login to access full text content.

If you have purchased a print title that contains an access token, please see the token for information about how to register your code.

For questions on access or troubleshooting, please check our FAQs, and if you can''t find the answer there, please contact us.