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date: 25 August 2019

Abstract and Keywords

Research by numerous individuals from a diverse set of disciplines, including economics, sociology, psychology, education, and finance, has focused recent attention on the continued need for retirement policy initiatives aimed at improving the prospects for women's retirement in the coming decades. The purpose of this article is to summarize this wide-ranging body of literature in an effort to draw together our current state of knowledge regarding the impact of gender and family on retirement outcomes. This article outlines the demographic, sociological, and regulatory factors that may be responsible for these observed differences. In addition to the obvious factors such as life expectancy and marital status, it is important to emphasize that labour-market experience is a fundamental determinant of retirement outcomes. If women continue to earn less than men, have shorter working lives, and subpar benefits packages, there is little doubt that these factors will have a negative impact on their retirement. The final section offers some suggestions for future policy direction related to gender, family, and retirement.

Keywords: retirement policy, women's retirement, gender, family status, working life, policy directions

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