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Danzon, P., Nicholson, S., & Pauly, M. (2012-04-24). Insurance and Drug Spending. In The Oxford Handbook of the Economics of the Biopharmaceutical Industry. : Oxford University Press. Retrieved 15 Aug. 2020, from https://www.oxfordhandbooks.com/view/10.1093/oxfordhb/9780199742998.001.0001/oxfordhb-9780199742998-e-11.